ASSET-BASED LENDING

WHAT IS ASSET-BASED LENDING?

Asset based lending utilizes companies’ assets to secure a revolving line of credit. 1st Trust Capital works with companies who are having difficulty securing traditional loans or desiring to avoid regulations and red tape. We are an alternative to a bank providing assistance to companies experiencing financial challenges. 

1st Trust Capital helps companies to secure cash when needed, enabling companies to pay bills quicker, move forward with expansion projects and take advantage of early payment discounts. 

1st Trust Capital is not confined to traditional banking regulations and therefore can offer extraordinary flexibility in assessing collateral, evaluating the complete financial picture and responding promptly to specialized financial needs. 

WHO CAN BENEFIT FROM ASSET BASED LENDING:  1st Trust Capital financial network assists private and public companies who utilize terms to sell products or services from a wide array of industries. 

WHAT DOES 1st Trust Capital OFFER:

Working Capital Loans

A short-term senior-secured revolving line of credit, traditionally backed by the company’s accounts receivables and inventory, utilized for operational needs. 1st Trust Capital has the financial network to provide specialty loans against non-traditional forms of collateral, such as intellectual property, royalty income streams and metal leasing (e.g., gold, silver, palladium and platinum).

Term Loans

A term loan is a loan for a specific amount with a specified repayment schedule and a fixed or floating interest rate. Term loans can assist companies in advancing their business by funding new opportunities and purchases. By leveraging the company’s non-working capital assets, such as machinery and equipment, real estate or intellectual property, 1st Trust Capital can help to secure a short- to intermediate-duration loan of typically 1-10 years.

Acquisition Finance

Finance strategic acquisitions by leveraging your assets as well as the target company’s, along with alternative forms of collateral. 1st Trust Capital has a team to assist in executing complex transactions.